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Life happens – be ready for it.

Learn, save, and get rewarded as you build your emergency savings.

Surprise car repair? Last minute bill? Unexpected costs happen to everyone. The Foundations Emergency Savings Program helps you save in small, easy steps, so you feel ready when life throws a surprise your way. Earn up to $250* from Clayton as you learn and save.

*Participation is voluntary and is not a condition of employment. Clayton incentives are available only to eligible employees who meet the program requirements by 12/31/27. Incentives are gross taxable wages, processed through payroll, and subject to applicable withholding; your net incentive amount after taxes will be less than the gross incentive amount. 
 

Access the Foundations Emergency Savings Program

Program Overview

In this program, you can:
 

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Open a Fidelity® Cash Management Account (CMA) dedicated to your emergency savings goal through Fidelity Goal BoosterSM

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Engage in short lessons to build strong money habits

 

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Earn up to $250 in taxable incentives from Clayton  

 

Learn More
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Why Save?

Having emergency savings can help you handle surprise costs with less stress. When you have a plan and a little money set aside, you can face financial challenges with more confidence. Each dollar you save can help you feel steadier, and ready for whatever happens next.

 

How Do I Earn Up To $250 In Taxable Savings Incentives From Clayton?   

Clayton provides incentives as you build your emergency savings. Here’s what you can earn for each step:

1. Open Your Account


Earn $50 

when you open or link a Fidelity® Cash Management Account* and set up payroll deductions using Fidelity Goal Booster.

2. Complete the Online Course


Earn $100 

when you complete the online course.

3. Keep Saving


Earn $100 

when you make $500 in total deposits through Fidelity Goal Booster.

You can earn up to $250 from Clayton toward your emergency savings!

You must complete these steps by 12/31/2027 to qualify for the Clayton incentives.

* You must open or link a Fidelity Cash Management Account through Fidelity Goal BoosterSM to qualify for the Clayton incentives. You are eligible to receive $250 in Clayton incentives for establishing a Fidelity Cash Management Account, completing the online course, and meeting the saving milestone through eligible deposits. These Clayton incentives may only be earned one time by Clayton Team Members who are at least 18 years or older and have been employed by Clayton for at least 90 days.

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Who's Eligible

  • To earn the Clayton incentives, you must:
    • Be at least 18 years old
    • Be a current Clayton Team Member, employed for at least 90 days

See the Frequently Asked Questions (FAQs). The official Foundations Emergency Savings Program documents govern eligibility, qualifying milestones, and program terms. The FAQs provide a helpful summary. If there is a conflict, the official Program documentation controls.

How Do I Get Started?

Follow the steps written here or get full details to start the program here.

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Access Goal Booster

  • To get started, go to Fidelity Goal Booster
  • Log in to Fidelity using a Fidelity.com ID or your 401k.com username and password.*
  • If you do not have a Fidelity NetBenefits account yet, go to Fidelity Goal Booster to sign up.

Fidelity Goal Booster is in English only. If you need Spanish-language assistance to navigate, please use this guide.

 

* You’ll use this log in information to access the online curriculum too.


Once you’re logged in, follow the steps below to start saving!

For help with Goal Booster, visit Goal Booster Help Center and log in to your account. Then below "Reach out", click "Send us an email". 
 

After completing Step 1, eligible Team Members receive $50 as a taxable incentive from Clayton.
 

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Complete the Online Course

Now that you’re saving for an emergency, strengthen your practical money skills with the Foundations Emergency Savings Program course. Learn simple money habits and feel more confident as you save. If you haven't already opened your account, you need to do so to receive incentive money from Clayton.


You can earn $100 as a taxable incentive from Clayton for completing the course.

Access the Course

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Keep Saving

Keep saving toward your goal through payroll deductions. When you reach $500 in total deposits through payroll deductions, you will receive an additional $100 taxable incentive from Clayton.

Keep an Eye on Your Savings

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Emergency savings may help you avoid financial options that could hurt you in the future like building credit card debt, taking a payday loan, or making a 401(k) withdrawal by preparing for the future today.
 

Where Do I Go for More Questions?

Review the Frequently Asked Questions (FAQs) to get answers to more questions or reach out to People Services at Foundations@ClaytonHomes.com or call Toll-Free at 855-276-3293.


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Why Fidelity Goal Booster?

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Investing involves risk, including risk of loss.
 

The Fidelity Cash Management account is a brokerage account designed for investing, spending and cash management. Investing excludes options and margin trading. For a more traditional brokerage account, consider the Fidelity Account.
 

IMPORTANT: The projections or other information generated by Fidelity Retirement Score regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results, and are not guarantees of future results. Results may vary with each use and over time.
 

This information is intended to be educational and is not tailored to the investment needs of any specific investor.
 

Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917 
 

© 2026 FMR LLC. All Rights Reserved. 
 

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